equal housing opportunity logo requirements
For your home loan related advertisements if the Equal Housing Lender logo is required the logo itself consists of the house symbol plus the appropriate text. Written Programs Documentation Written.
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Include the equal housing logo and slogan in all written and visual advertisements include a statement in oral advertisements that the credit union is an equal housing lender.
. B Affirmative Fair Housing Marketing Plan. Oral advertisements must state that the bank is an Equal Housing Lender. HUDs regulations require the following.
Display of the Equal Housing Opportunity logo and marketing plans. A simple formula can guide the real estate advertiser in using the Equal Housing Opportunity logotype. Equal housing opportunity logo requirements.
Displaying a fair housing poster in your office is another way to advertise in a positive manner. Ad size of 18 12 page. In all space advertising advertising in regularly printed media such as newspapers or magazines the following standards should be used.
1101 11030. Is at least 11 x 14 inches in size. B General Counsel means the General Counsel of the Department of Housing and Urban Development.
Logo size 2x 2. Both names must be meaningfully and conspicuously placed in the ad. Size of advertisement Size of logotype in inches ½ page or larger22 ⅛ page up to ½ page11.
Ad size less than 18. According to HUD guidelines all advertising of residential real estate for sale or rent should contain an equal housing opportunity logotype statement or slogan as a means of educating the home-seeking public that the property is available to all persons regardless of race color religion sex handicap familial status or national origin. A Assistant Secretary means the Assistant Secretary for Fair Housing and Equal Opportunity.
Incidentally to put one more rumor to rest use of the logo is not required. State-chartered credit unions should use the Equal Housing Opportunity logo not the Equal Housing Lender logo. Change Date March 1 2011 41552 1B3a Applicability of the Fair Housing Marketing Policy.
Logo size 1x 1. This applies to rentals covered by the federal Fair Housing Act and to dwellings rented through a real estate brokeragent. No specific regulatory requirements exist for national banks to provide the ehleho or state equal housing lender or equal opportunity lender in advertisements related to dwellings.
The Fair Housing Logo the little house with the equal symbol inside may be used in any type of ad. Ad size of 12 page or more. HUD requires that owners and managers display a fair housing poster with its logo at rental offices.
No advertisement shall contain any words symbols models or forms of communication that express imply or suggest a discriminatory preference or policy of exclusion. Borrowers must comply with the requirements of the Fair Housing Amendments Act of 1988 and this section to meet their fair housing responsibilities. Signal to regulators that you are aware of and compliant with these prohibitions is by clearly and prominently displaying the Equal Housing.
Written and visual advertisements must include the Equal Housing Lender logo and legend. 1 Borrowers with housing projects that have five or more rental units must prepare and maintain an Affirmative Fair Housing Marketing Plan AFHMP as defined in 24. Looking for this one too.
The Housing and Urban Development HUD. Other Housing Act Requirements 1-B-13 8 Reporting Fraud and Abuse 1-B-21. Chapter 1 Section B HUD 41552 1-B-2 1.
In reality EHL and EOL were both created just for real estate lending particularly mortgages. OCC bank examiners evaluate compliance with consumer laws and regulations and the agency takes enforcement actions when necessary. This disclosure has different requirements based on who your primary regulator is.
These rules are defined in the FDIC advertising rules. HUD provides a logo that certified lenders can use to show that they are committed to equal housing opportunity. For example using HUDs Equal Housing Opportunity or fair housing logo in your ads will be viewed with approval.
Rocket Mortgage has this in the footer of our website but you may see it in other places depending on how the entity youre working with has its website set up. When used in space or box advertising the logo should meet the following size requirements. General Information on Fair Housing and Other.
Previous editions are obsolete form HUD-928 1 22003 U. The Equal Housing logo must be on all pages that advertise real estate-related loans. Download the Equal Housing Opportunity Logo in vector format or with a transparent background.
Who Is Required to Display a Fair Housing Poster. The notice with the prescribed logo and language must be placed in the public lobby of the credit union and in the public areas of each office where such loans are made and must be clearly visible to the general public. Look for a house icon with in the middle as shown here.
Department of Housing and Urban Development EQUAL HOUSING OPPORTUNITY We Do Business in Accordance With the Federal Fair Housing Law The Fair Housing Amendments Act of 1988 It is illegal to Discriminate Against Any Person Because of Race Color Religion Sex Handicap Familial Status or National Origin. When it was first introduced the interpretation was to use Equal Housing Lender EHL logo for real estate loan marketing and the Equal Opportunity Lender EOL logo for auto and credit card marketing. Sample logos are available form BOL.
OCC customer service representatives assist national bank customers with questions and complaints and the agency. Ensuring fair access and equal treatment to national bank customers is a fundamental part of the OCCs mission. Maryland law requires that all advertisements include your name as listed on your pocket card and the name of the company with which you are affiliated not simply the company logo.
C Dwelling means any building structure or portion thereof which is occupied as or designed or intended for occupancy as a residence by one or more families and any vacant. Download the Equal Housing Opportunity Logo in vector format or with a transparent background.
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